SUITELIFE is an all-lines insurance and risk management program for hotels, resorts, and hotel management companies.

Lines of Business

• Property – limits up to $75 million per location
• • Property Enhancement
  • Extended Period of Indemnity
  • Down Zoning Coverage
• Crime including Guest Property
• General Liability
  • Non-Auditable
  • GL Extended Coverages
  • Hospitality Professional Services Endorsement
  • Hospitality Errors & Omissions
  • Abusive acts (Positive Grant)
• Liquor Liability
• Commercial Automobile & GKLL
• Umbrella Liability Available with writing primary casualty lines of coverage

Features

• National Carrier Support
• Proprietary Products and coverage forms
• Enhanced coverage forms
• Catastrophic (CAT) capacity
• Ability to handle multiple locations
• Admitted and available in all states
• Insured access to SUITELIFE’s risk management resources
• Loss frequency and severity industry reports for comparison purposes

The Franchise Hotel Program provides insurance solutions for Full Service Hotels and Limited Service Hotels including exterior and interior doors.

Lines of Business

• General Liability
  • Owned premises
  • Operations
  • Property damage to rented premises
• Optional Liability Coverages
  • Wake-up Call
  • Employee Benefits
  • Hired and Non-Owned Auto Liability
• Property
  • Buildings
  • Business Personal Property
  • Business Income – actual loss sustained
  • Equipment Breakdown
• Hotel Coverage Extensions included
  • Guest Property
  • Employee Dishonesty
  • Money and Securities – inside and outside
  • Outdoor Property and Outdoor Signs
  • Other coverage extensions available

Features

• Non-auditable policies rated on number of rooms
• Competitive rates
• Available Nationwide (Excluding Alaska, Hawaii, Guam, Puerto Rico or the U.S. Virgin Islands)

Hotel Alternative Markets provides coverage for Distinguished Inns and Bed & Breakfast, Single Location Independent Hotels (Non-Franchise), Hunting & Fishing Lodges (including PC 8, 9, & 10), Certain Coastal Locations, Hard-To-Place Hotel Accounts, Workers’ Compensation.

Lines of Business

• Property – mono-line available
• General Liability – mono-line available
• Liquor Liability
• Inn Keepers Liability
• Hunting & Fishing Guide Services
• Hired and Non-Owned Liability
• Abuse & Molestation (on Hard-To-Place Accounts)
• Assault & Battery (on Hard-To-Place Accounts)
• Workers’ Compensation

Features

• Competitive rating structure
• Added catastrophic (CAT) capacity
• Ability to handle multiple locations
• Access to large deductible