Products

Our Products

Select a product from the list below to learn more about what we offer and access product highlight sheets and applications.

Our Products

Select a product from the list below to learn more about what we offer and access product highlight sheets and applications.

Four and Five Star Premier Hotels

SUITELIFE is an all-lines insurance and risk management program for four and five star premier hotels.

Lines of Business

Property – limits up to $250 million per location
- Property Enhancement
- Extended Period of Indemnity
- Down Zoning Coverage
Crime including Guest Property
General Liability
- Non-Auditable
- GL Extended Coverages
- Hospitality Professional Services Endorsement
- Hospitality Errors & Omissions
- Abusive acts (Positive Grant or Silent)
Liquor Liability
Commercial Automobile & GKLL
Umbrella Liability Available
Cyber Risk & Privacy Liability – limits up to $2 million
Miscellaneous Professional Liability

Features

National Carrier Support
Proprietary Product
Enhanced coverage forms
Added catastrophic (CAT) capacity
Ability to handle multiple locations
Admitted and available in all states
Insured access to SUITELIFE’s risk management resources
Loss frequency and severity industry reports for comparison purposes
Minimum Premium: $25,000 for Hotel Package

With national carrier relationships, SUITELIFE is one of the most regarded insurance programs for full service franchise hotels.

Lines of Business

Property – limits up to $250 million per locations
- Property Enhancement
- Extended Period of Indemnity
- Down Zoning Coverage
Crime including Guest Property
General Liability
- Non-Auditable
- GL Extended Coverages
- Hospitality Professional Services Endorsement
- Hospitality Errors & Omissions
- Abusive acts (Positive Grant or Silent)
Liquor Liability
Commercial Automobile & GKLL
Umbrella Liability Available
Cyber Risk & Privacy Liability – limits up to $2 million
Miscellaneous Professional Liability

Features

National Carrier Support
Proprietary Product
Enhanced coverage forms
Added catastrophic (CAT) capacity
Ability to handle multiple locations
Admitted and available in all states
Insured access to SUITELIFE’s risk management resources
Loss frequency and severity industry reports for comparison purposes
Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for boutique hotels.

Lines of Business

Property – limits up to $250 million per location
- Property Enhancement
- Extended Period of Indemnity
- Down Zoning Coverage
Crime including Guest Property
General Liability
- Non-Auditable
- GL Extended Coverages
- Hospitality Professional Services Endorsement
- Hospitality Errors & Omissions
- Abusive acts (Positive Grant or Silent)
Liquor Liability
Commercial Automobile & GKLL
Umbrella Liability Available
Cyber Risk & Privacy Liability – limits up to $2 million
Miscellaneous Professional Liability

Features

National Carrier Support
Proprietary Product
Enhanced coverage forms
Added catastrophic (CAT) capacity
Ability to handle multiple locations
Admitted and available in all states
Insured access to SUITELIFE’s risk management resources
Loss frequency and severity industry reports for comparison purposes
Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for condo hotels.

Lines of Business

Property – limits up to $250 million per location
- Property Enhancement
- Extended Period of Indemnity
- Down Zoning Coverage
Crime including Guest Property
General Liability
- Non-Auditable
- GL Extended Coverages
- Hospitality Professional Services Endorsement
- Hospitality Errors & Omissions
- Abusive acts (Positive Grant or Silent)
- Condo Association and Unit Owners Named as AI
Liquor Liability
Commercial Automobile & GKLL
Umbrella Liability Available
Cyber Risk & Privacy Liability – limits up to $2 million
Miscellaneous Professional Liability

Features

National Carrier Support
Proprietary Product
Enhanced coverage forms
Added catastrophic (CAT) capacity
Ability to handle multiple locations
Admitted and available in all states
Insured access to SUITELIFE’s risk management resources
Loss frequency and severity industry reports for comparison purposes
Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for Resort Properties.

Eligible Risks

First-Class Lodging
Country Club / Golf Course Operations
Restaurants / Lounges
Conference Facilities
Full Service Salon / Spa
Fitness Center
Pool / Beach
Retail Stores / Pro Shops

Lines of Business

Property – limits up to $250 million per location
- Property Enhancement
- Extended Period of Indemnity
- Down Zoning Coverage
Crime including Guest Property
General Liability
- Non-Auditable
- GL Extended Coverages
- Hospitality Professional Services Endorsement
- Hospitality Errors & Omissions
- Abusive acts (Positive Grant or Silent)
Liquor Liability
Commercial Automobile & GKLL
Umbrella Liability Available
Cyber Risk & Privacy Liability – limits up to $2 million
Miscellaneous Professional Liability

Features

National Carrier Support
Proprietary Product
Enhanced coverage forms
Added catastrophic (CAT) capacity
Ability to handle multiple locations
Admitted and available in all states
Insured access to SUITELIFE’s risk management resources
Loss frequency and severity industry reports for comparison purposes
Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for hotel management companies.

Lines of Business

Property – limits up to $250 million per location
- Property Enhancement
- Extended Period of Indemnity
- Down Zoning Coverage
Crime including Guest Property
General Liability
- Non-Auditable
- GL Extended Coverages
- Hospitality Professional Services Endorsement
- Hospitality Errors & Omissions
- Abusive acts (Positive Grant or Silent)
- General Aggregate Limit per Location
Liquor Liability
Commercial Automobile & GKLL
Umbrella Liability Available
Cyber Risk & Privacy Liability – limits up to $2 million
Miscellaneous Professional Liability

Features

National Carrier Support
Proprietary Product
Enhanced coverage forms
Added catastrophic (CAT) capacity
Ability to handle multiple locations
Admitted and available in all states
Insured access to SUITELIFE’s risk management resources
Loss frequency and severity industry reports for comparison purposes
Minimum Premium: $25,000 for Hotel Package

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents, to read the full policy form and any applicable endorsements for full terms and conditions.