Our Products

Select a product from the list below to learn more about what we offer and access product highlight sheets and applications.

Our Products

Select a product from the list below to learn more about what we offer and access product highlight sheets and applications.

SUITELIFE is an all-lines insurance and risk management program for four and five star premier hotels.

Lines of Business


  • Property – limits up to $250 million per location
    • Property Enhancement
    • Extended Period of Indemnity
    • Down Zoning Coverage
  • Crime including Guest Property
  • General Liability
    • Non-Auditable
    • GL Extended Coverages
    • Hospitality Professional Services Endorsement
    • Hospitality Errors & Omissions
    • Abusive acts (Positive Grant or Silent)
  • Liquor Liability
  • Commercial Automobile & GKLL
  • Umbrella Liability Available
  • Cyber Risk & Privacy Liability – limits up to $2 million
  • Miscellaneous Professional Liability

Features


  • National Carrier Support
  • Proprietary Product
  • Enhanced coverage forms
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Admitted and available in all states
  • Insured access to SUITELIFE’s risk management resources
  • Loss frequency and severity industry reports for comparison purposes
  • Minimum Premium: $25,000 for Hotel Package

With national carrier relationships, SUITELIFE is one of the most regarded insurance programs for full service franchise hotels.

Lines of Business


  • Property – limits up to $250 million per locations
    • Property Enhancement
    • Extended Period of Indemnity
    • Down Zoning Coverage
  • Crime including Guest Property
  • General Liability
    • Non-Auditable
    • GL Extended Coverages
    • Hospitality Professional Services Endorsement
    • Hospitality Errors & Omissions
    • Abusive acts (Positive Grant or Silent)
  • Liquor Liability
  • Commercial Automobile & GKLL
  • Umbrella Liability Available
  • Cyber Risk & Privacy Liability – limits up to $2 million
  • Miscellaneous Professional Liability

Features


  • National Carrier Support
  • Proprietary Product
  • Enhanced coverage forms
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Admitted and available in all states
  • Insured access to SUITELIFE’s risk management resources
  • Loss frequency and severity industry reports for comparison purposes
  • Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for boutique hotels.

Lines of Business


  • Property – limits up to $250 million per location
    • Property Enhancement
    • Extended Period of Indemnity
    • Down Zoning Coverage
  • Crime including Guest Property
  • General Liability
    • Non-Auditable
    • GL Extended Coverages
    • Hospitality Professional Services Endorsement
    • Hospitality Errors & Omissions
    • Abusive acts (Positive Grant or Silent)
  • Liquor Liability
  • Commercial Automobile & GKLL
  • Umbrella Liability Available
  • Cyber Risk & Privacy Liability – limits up to $2 million
  • Miscellaneous Professional Liability

Features


  • National Carrier Support
  • Proprietary Product
  • Enhanced coverage forms
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Admitted and available in all states
  • Insured access to SUITELIFE’s risk management resources
  • Loss frequency and severity industry reports for comparison purposes
  • Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for condo hotels.

Lines of Business


  • Property – limits up to $250 million per location
    • Property Enhancement
    • Extended Period of Indemnity
    • Down Zoning Coverage
  • Crime including Guest Property
  • General Liability
    • Non-Auditable
    • GL Extended Coverages
    • Hospitality Professional Services Endorsement
    • Hospitality Errors & Omissions
    • Abusive acts (Positive Grant or Silent)
    • Condo Association and Unit Owners Named as AI
  • Liquor Liability
  • Commercial Automobile & GKLL
  • Umbrella Liability Available
  • Cyber Risk & Privacy Liability – limits up to $2 million
  • Miscellaneous Professional Liability

Features


  • National Carrier Support
  • Proprietary Product
  • Enhanced coverage forms
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Admitted and available in all states
  • Insured access to SUITELIFE’s risk management resources
  • Loss frequency and severity industry reports for comparison purposes
  • Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for Resort Properties.

Eligible Risks


  • First-Class Lodging
  • Country Club / Golf Course Operations
  • Restaurants / Lounges
  • Conference Facilities
  • Full Service Salon / Spa
  • Fitness Center
  • Pool / Beach
  • Retail Stores / Pro Shops

Lines of Business


  • Property – limits up to $250 million per location
    • Property Enhancement
    • Extended Period of Indemnity
    • Down Zoning Coverage
  • Crime including Guest Property
  • General Liability
    • Non-Auditable
    • GL Extended Coverages
    • Hospitality Professional Services Endorsement
    • Hospitality Errors & Omissions
    • Abusive acts (Positive Grant or Silent)
  • Liquor Liability
  • Commercial Automobile & GKLL
  • Umbrella Liability Available
  • Cyber Risk & Privacy Liability – limits up to $2 million
  • Miscellaneous Professional Liability

Features


  • National Carrier Support
  • Proprietary Product
  • Enhanced coverage forms
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Admitted and available in all states
  • Insured access to SUITELIFE’s risk management resources
  • Loss frequency and severity industry reports for comparison purposes
  • Minimum Premium: $25,000 for Hotel Package

SUITELIFE is an all-lines insurance and risk management program for hotel management companies.

Lines of Business


  • Property – limits up to $250 million per location
    • Property Enhancement
    • Extended Period of Indemnity
    • Down Zoning Coverage
  • Crime including Guest Property
  • General Liability
    • Non-Auditable
    • GL Extended Coverages
    • Hospitality Professional Services Endorsement
    • Hospitality Errors & Omissions
    • Abusive acts (Positive Grant or Silent)
    • General Aggregate Limit per Location
  • Liquor Liability
  • Commercial Automobile & GKLL
  • Umbrella Liability Available
  • Cyber Risk & Privacy Liability – limits up to $2 million
  • Miscellaneous Professional Liability

Features


  • National Carrier Support
  • Proprietary Product
  • Enhanced coverage forms
  • Added catastrophic (CAT) capacity
  • Ability to handle multiple locations
  • Admitted and available in all states
  • Insured access to SUITELIFE’s risk management resources
  • Loss frequency and severity industry reports for comparison purposes
  • Minimum Premium: $25,000 for Hotel Package

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents, to read the full policy form and any applicable endorsements for full terms and conditions.

Risk Management Hotline – 24/7 Assistance:
If you have an after hour emergency or need assistance, call 610.989.2747

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