SUITELIFE is an all-lines insurance and risk management program for hotels, resorts, and hotel management companies.

Lines of Business

• Property – limits up to $75 million per location
• • Property Enhancement
  • Extended Period of Indemnity
  • Down Zoning Coverage
• Crime including Guest Property
• General Liability
  • Non-Auditable
  • GL Extended Coverages
  • Hospitality Professional Services Endorsement
  • Hospitality Errors & Omissions
  • Abusive acts (Positive Grant)
• Liquor Liability
• Commercial Automobile & GKLL
• Umbrella Liability Available with writing primary casualty lines of coverage

Features

• National Carrier Support
• Proprietary Products and coverage forms
• Enhanced coverage forms
• Catastrophic (CAT) capacity
• Ability to handle multiple locations
• Admitted and available in all states
• Insured access to SUITELIFE’s risk management resources
• Loss frequency and severity industry reports for comparison purposes

Hotel Alternative Markets provides coverage for Distinguished Inns and Bed & Breakfast, Single Location Independent Hotels (Non-Franchise), Hunting & Fishing Lodges (including PC 8, 9, & 10), Certain Coastal Locations, Hard-To-Place Hotel Accounts, Workers’ Compensation.

Lines of Business

• Property – mono-line available
• General Liability – mono-line available
• Liquor Liability
• Inn Keepers Liability
• Hunting & Fishing Guide Services
• Hired and Non-Owned Liability
• Abuse & Molestation (on Hard-To-Place Accounts)
• Assault & Battery (on Hard-To-Place Accounts)
• Workers’ Compensation

Features

• Competitive rating structure
• Added catastrophic (CAT) capacity
• Ability to handle multiple locations
• Access to large deductible